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Side Effects: College Students May Lose Health Care Option Under Obamacare #healthcare

September 1, 2010

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Senate Passes Insurance Industry Aid Bill

Image by Mike Licht, NotionsCapital.com via Flickr

Health care isn’t something most students worry about. Government stats show about 80 percent of college students are covered under a parents’ plan. For them, Obamacare may mean they can keep the insurance they already have for a few years beyond college, but it won’t affect the coverage they carry during school.

But what about kids without parental coverage? The new law’s requirement that insurance cover children up to age 26 won’t make any difference for them.

Currently, college students without coverage can enroll in low-cost student health plans offered through universities. These plans may include limits to keep costs down, but are often designed around to complement university health services to provide comprehensive coverage. Affordability is further achieved by rating student health plans on a campus-wide basis rather than according to the whole individual market.

Seven percent of students currently receive coverage from their school, but that could change under Obamacare, a concern that the American Council on Education expressed in a recent letter to Health and Human Services Secretary Kathleen Sebelius.


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